North Dakotans could see significant health insurance premium increases in 2026 if federal subsidies end
Required contribution percentages with and without enhanced tax credits for an individual. Graph courtesy of North Dakota Insurance and Securities Department.
Required contribution percentages with and without enhanced tax credits for a family of four. Graph courtesy of North Dakota Insurance and Securities Department.
North Dakota Insurance and Securities Department North Dakotans who purchase their own health insurance could face substantial premium increases in 2026 if enhanced federal subsidies are not renewed beyond next year. Insurance Commissioner Jon Godfread has approved 2026 rates for Affordable Care Act (ACA) plans, but the potential expiration of these subsidies could mean some consumers pay signific…